Millennial Way of Living

We grew up in a society that presumes that the millennial generation has no true understanding of life & what to expect. For years, generations before us have attempted to dictate what success, relationships & family life should look like for us. However, when we refused to conform to that image, we lacked drive. But the truth is, we saw how life works & we concluded that life does not necessarily deal fair cards & we did something about it.

Instead of allowing the system to dictate our value, we let our creativeness take precedence. Entrepreneurs is an understatement with the talents & standards we have begun to unlock & monetize from. However, those who do not get it, will never understand why we find it ok to do things our way. As women, we have decided that our family can constitute our friends without having to marry & have children; if we do not want to. We set standards in our romantic relationships that those before us may not have had the confidence to set. We decided that we can have our own businesses doing things that generations before us did for free. We have learned to make social media work for us & have ran down the walls of universities grabbing degrees & opportunities that were withheld from those before us.

We are making it known, what worked for our parents is not the only way to ensure life works for us. Despite what many people think, we have drive. It just may not look like anyone else’s. Instead of settling, we have decided we want it all & we are coming for it. That is not an unrealistic expectation. It is an understanding that life is not limited & we can get it all with strategic planning. Most importantly, we can have fun doing it. However, just as a path was paved for us, we have created a platform for those after us.

So if you’re millennial reading this, keep those creative juices flowing & set the standards for what you want life to look like. Ignore the noise. Do life your way.

After all, it SHOULD be done your way. It is your life to begin with.

Sow Seed.

In a society that promotes competitiveness it should not be a surprise that more people are becoming information hoarders. Many people have opted to withhold information out of fear of losing out on an opportunity. But as we all know, what is for us will not miss us. Therefore, there is no significant reason to withold information that can be significantly beneficial to someone else.

Despite what many people believe, the idea of being fruitful does not only relate to bearing children; it’s one’s willingness to sow & grow fruits (what we have to offer) into the the earth. Your fruits are what makes the world go ’round & establishes your legacy. There are too many people starting new endeavors alone while many people have access to the resources that can make their process significantly easier.

We should be more willing to share the information we have obtained than chastise someone for asking. Any milestone that helps another person reach their goal sooner is a victory for us. Life is too short to contribute to making someone’s life more cumbersome. Use your experiences to flip their circumstances around & you will be blessed for it. Life is about making the journey shorter & more enjoyable.

Contribute to it.

Be A Good Person

Today’s memoir is a gentle reminder to be a good person. A genuinely good person that brings light to the lives of others. So many of us are not realistic about the kind of people we are & the type of people we associate with. Being a good person is more than doing nice things for people, it also stands on intent. Never forget that.

Twenty-Twenty has been a rough year with pandemics, civil rights movements, deaths & shenanigans associated with re-election. It is in these times that we have had to show people who was say we are & rise to the occassion. We do not have to get it right all the time but it is on us to try. How you make people feel & what you do to get ahead, matters! The intent behind it, matters. The consequences of what you do (good or bad) causes a ripple effect for the energy that is put out into the world.

Ensure that your energy is good.

Social media has cultivated a passive aggressive society that thrives off of competition, jealousy & negativity. Once we get caught up in that we begin losing any good qualities that make us uniquely, amazingly & beautifully us. Anything this earth has to offer should never jeopardize that. It should never cause us to sacrifice our inate instincts to be good. This life will pass on, however so, the impression you leave behind is the narrative of your life. You decide.

Loving Your People

Today’s memoir is just a simple reminder to LOVE your people. We all in some way, shape or form fight our own silent battles. Sometimes, despite how much people try to understand; it’s hard to even scratch the surface. We all deal with our experiences differently & everyone may not always agree. However, our experiences are, just that, our experiences. How we deal with them (Good or Bad) we have to live with. But for certain, we remember the people who have & continue to be there.

So, just tread with a little care. Encourage, inspire & truly love into one another. All negative encounters are not toxic but we have created a new standard, that all unideal encounters, are. That’s false & no true way to cultivate relationships. People make mistakes & really just need a little love. If we can love people the way we would want to be loved; the reward is rich.

Love real. Love authentically & without conditions.

Teach Treatment

I have always said, that you have to teach people how to treat you. However, I often got remarks from people who look at this statement at the surface. They assume I am implying that one is to endure mistreatment for a certain period of time in the “teaching” process.

In fact, I mean the exact opposite.

So I will say it again. You MUST teach people how to treat you & you have to be consistent when you do so. This is equivalent to setting boundaries & it ensures self preservation. People will go as far as you allow them to. They will push limits & stretch boundaries as far as you can take it. Even without clear intention; it happens. People have to understand there are consequences to mistreatment & based on what that consequence is, people who care; will avoid it.

For instance, there is a difference between someone who has been cheated on once & a person who has been cheated on multiple times. The behavior after finding out sets a standard for what happens next. Although this is not full proof (a dog will be a dog- male or female), when a person feels the consequences of losing you they will think twice about doing it again; if given the opportunity. This holds true in all relationships whether romantic, friendly or professional- people learn & they are quick learners.

I see too many of us walking around NOT using this method & enduring treatment that could have been addressed, dealt with & eliminated long before. This is an imperative method to ensuring you take care of yourself & set the standard. Do not be scared of the consequences of this. It only goes up from here. Be bold, deliberate & consistent. Eventually, your reputation will proceed you & you will recognize when choices that are not available to others are available to you. Do not accept anything less than the type of treatment you would want for someone you love dearly & want the best for. Expect to be loved & treated at the same magnitude. Do not let people take YOU forgranted. Accept nothing less than royal treatment because that IS what you are- royalty.

Teach that.

Blessed Encounters

Hello Loves!

Today is just a reminder to be a blessing while here on earth because you never know with who or where you have left an impact. If anyone is to remember you for anything, let it be because you made them feel good.

I was informed last Sunday that a lady from my church passed away. I will be honest enough to say I did not even know her name & I don’t think she knew mine; but I remember how our few encounters made me feel. She helped me reach a spiritual milestone that served to be difficult for over a year; but she stepped right in & helped me. Afterwards, she never forgot me. She will hug & greet me every time she saw me & ensured to encourage me to keep going. I can reflect now & say with certainty that she will never know the impact our encounters (especially that one in particular) had on me.

You see, every morning I wake up with the intention to make a positive impact on someone’s life. Impressions are lasting so it matters if they’re good or bad. When you are no longer here, we only ever have what memories you have left behind. Those memories matter. Leave behind something beautiful. You don’t have to be perfect but at the very least be a good person that helped, loved, cared & poured into people (strangers too). Let someone look at you & recognize the God in you. Represent him well. Show love. Be love & spread love.

Love is the blessing.

Disappointments Happen…

Life is unpredictable. However, you can be certain that it will have its highs & it will have some pretty crappy lows. Many of those lows will be associated with disappointment in yourself, various circumstances & people. Knowing this, disappointment in people has been one of the hardest things for me to accept as part of life.

I tend to take those forms of disappointment personally. But what I have learned to tell myself is this- carrying the weight of disappointment & wondering why it had to happen to me is too much of a burden to carry. Instead, how someone treats me (especially when I don’t deserve it) has more to do with them then it does with me.

Therefore, I share the same perpsective with you. We do not need to know why. All we need to know is that it happenened & we feel a certain way about it. How the person feels about their behavior & how they feel about treating us a particular way is not our problem. Our responsibility is solely in ensuring that we bounce back from this, take the lesson & strive forward. This method ensures the best result for us. Because that is what matters, how we rise out of this.

Disappointment is inevitable. But so is the bounce back.

Relishing in Singleness

Here’s a fun fact about me. I have spent more time single than in a relationship. Not because no one wants me but because it was & still is my choice. With the few who slipped through the cracks, I have always ensured that I was selective about who I allowed in my circle; regardless of the type of relationship I chose to maintain with them. However, I always relished in the fact that being single has always looked good on me.

Let me preface this by saying– I am not discrediting anyone for their realtionship choices & their desires or actions in settling down early. I am a firm believer, what is for you, is for you & thus far singleness has been for me & settling down has been written for others. But aside from that, I am simply offering a positive perspective to what society refuses to accept as something positive; singleness. In my singleness, I have been able to pour into myself in a way that only I could have– educationally, spiritually, recreationally & professionally. In being able to focus on me & solely myself; I have been able to manifest everything I ever wanted without having to consider anyone else. My time single has been a blessing that has allowed me to learn so much more about myself & what my expectations are when I finally do settle down.

Do not be confused. More than anything, I want to be a good wife to a good husband & have a good family. But, at the right time with the right person. This does not mean I have not kissed a few toads along the way because I most certainly have. I dated multiple people, sat in the midst of some toxic relationships & ran at the first sign of discomfort. However, what I learned along the way is that; any relationship, of any sort, with anyone, are learning opportunities that require a moment to recover after separation.

Relationships are work. They take a lot of compromising, adjustments & create new standards of living. In ending romantic &/or intimate relationships, we need to learn to be single again. But what is the point of being single if you cannot relish & enjoy it. Nickkie&CO was founded after a rocky bout of too much fun with horrible people. I made a conscious decision to take time off from pouring into dead end relationships & into myself, God & other women who needed it.

& here we are.

Years later & it has been the best decision I have ever made.

If you are single & disappointed, I urge you to consider a new perspective. Sit back & evaluate all the opportunities that are available to you. Are there business endeavors you always wanted to consider? Did your last relationship provide gems that can be beneficial to someone else? Are you able to see where there are areas you need to grow for the next one? If so, this is the time. This is the time that matters & makes it worth it. Singleness can be so fruitful to your life if you let it. An active choice to be single does not mean you are alone. They are not one in the same & the moment you recognize this; relishing in singleness will be your new relationship status.

I Bought A Home!

Hey loves, happy Sunday!!! It has been almost a month since I have made one of the biggest commitments of my life; I became a home owner. However so, I am still adjusting to the changes & getting acclimated with what new bills look like since this is an endeavor I decided to take on my own. While in the process, I am amazed how much I did not know & how much other people want to know. So I decided to, of course, share what I learned & show my realtor (Hey Aspen!) some love. Her contact information will be included at the bottom of this memoir. Thank me later because she’s ahhh-mayyy-ziiiinnnnggg!

  1. It is never too soon or too late to see where you stand financially. Many times, what we think we know about our finances varies in the mortgage process. If homeownership is a goal of yours, it does not hurt to speak to someone (loan officer) to determine if homeownership is a goal you can accomplish now or later. If now is not the time, don’t feel bad. I inquired last year about my status; last year was not the time for me. However, I knew exactly what I needed to work on so I could be prepared now.
  2. Good credit isn’t enough. Your debt-to-income ratio can be a pain in the butt when trying to get approved for your loan. Your loan officer not only ensures that your credit is sufficient; they also ensure that you can own your home. They don’t like risks.
  3. Savings are important but there are grants out there that can help minimize the upfront cost on your end. You will never know until you ask! For instance, after speaking with my loan officer, it was determined that FHA wasn’t the best option for me in the long run. So she found some Conventional Loan options that suited me best.
  4. Once you get approved for a loan, the home searching process begins. Understand, you can be approved for a loan that is higher than what you want to spend on a home. That’s ok. Don’t spend what you do not feel comfortable spending.
  5. Ask all the questions you need to ask. This is a huge commitment. I drove my realtor & loan officer crazy because I apologized so often for asking questions. They like questions. That want to be sure you are sure about what you are committing to. So, the more questions you have, the more likely you are to vocalize concerns.
  6. When actually looking for a home, the best thing I did in this process was write a list of my non-negotiables (must have or must not have) & my flexible desires. This allowed me not to get distracted when looking at various homes. If you share your list with your realtor, she/he will keep you focused.
  7. Once you find your home & the offer has been accepted it moves quickly. Most realtors attempt to close within a month or sooner after the offer has been accepted. I closed in 3 weeks.
  8. Upon offer acceptance, there are other expenses that you pay to protect yourself such as: a Good Faith Deposit ($1000-1500 deposit to the seller, committing to purchasing the home; no worries you get it back at closing), Lawyer for contract review, Termite inspection, home inspection & home appraisal. All these things ensure that you get the best deal when purchasing your home. In fact, these can give you some negotiation power.
  9. You sign a lot of documents throughout this process but if you are efficient, it makes it easier for all the parties involved trying to see this deal to the table.
  10. Getting to the table is the easiest part. Because it’s done. If you do what I did, you sign all e-documents before you get there & you sit at the table all of 10 minutes then you take cute selfies. lol

Being scared is normal. I am almost a month in & I am still scared. Just enjoy the ride. This is a big accomplishment. With the right people, you will not be stirred in the wrong direction. God will not give you anything you can’t handle recognize the blessing & continue on.

Reign & Rule

Revelation 5:10 (KJV) confirms that God made us kings & priest to reign & rule on this earth; in every encounter- EVERY. SINGLE. TIME. Therefore, today, as you begin the Monday morning hustle & bustle; keep this in mind. Be mindful of your voice & your actions. Do not submit to any of the behaviors that compromise your position & make you anything less than what you are; royalty.

With the political & social climate we are currently in, establish your position & stand firm on it. Use your words to speak life into yourself & others. Use your actions to show love & use your experiences to be a testimony to someone else. Times are difficult. But they are not difficult enough to defeat us. However, now more than ever, it is imperative that you be what you were created to be. Do not coward when times become less desirable. Do not zip your lips when you see injustices & do not run when you witness adversity.

Your strength is needed. Your wit is desired. You intelligence is required. Use it.